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    Rowe Finance & Property
    Premium Perth residential home at dusk
    Premium Perth residential property
    Perth Property & Finance Advisory

    Your Property & Finance
    Partner for Life.

    Simplifying buying, selling, investing and financing property — all under one roof, coordinated by one experienced advisory team.

    What are you looking to do?

    Choose what you need help with to get started.

    What our clients say

    Don't just take our word for it

    Genuine reviews from the official Rowe Finance & Property Google Business Profile.

    GoogleVerified Google Review

    "Excellent advice and very personable, gave me a good head start to get on track to getting my own place."

    J

    Jay Sinclair

    Verified Client

    GoogleVerified Google Review

    "Sara was very professional and assisted with all the enquiries i put forward to her. She highlighted all that is required of me and how to go about them, in ord…"

    E

    Emmanuel Niki

    Verified Client

    GoogleVerified Google Review

    "Great service and a lovely pleasant lady to deal with. Thank you Sara."

    D

    David Winstanley

    Verified Client

    GoogleVerified Google Review

    "A great broker no matter where you are on your journey. They help with any questions without rushing, they make sure you understand everything. Highly recommend…"

    C

    Chloee Summers

    Verified Client

    GoogleVerified Google Review

    "Sara is really professional and understanding. She is also a great listener. She took the time to understand my goals and designed a strategy to help me buy my…"

    J

    John A

    Verified Client

    GoogleVerified Google Review

    "Great knowledge and insight I will definitely be considering them when the time is right for me to buy."

    A

    Anthony Kinnane

    Verified Client

    GoogleVerified Google Review

    "Sara helped me and my family with our first home. The whole process was super personalised and almost completely stress free. I will be recommending Sara to my…"

    C

    Corey Abbott

    Verified Client

    GoogleVerified Google Review

    "Sara made me feel comfortable, listened to me, and took the time to make sure I understood everything we discussed. I would definitely recommend Rowe Finance to…"

    G

    Gemma Lea

    Verified Client

    GoogleVerified Google Review

    "Sara is super knowledgeable and has a genuine care in helping you find what is best for you! Her support has been outstanding so far. You can tell she definitel…"

    S

    Sharna Le

    Verified Client

    GoogleVerified Google Review

    "After a rough go with a different broker, Sara stepped in and explained everything to us as first time home buyers. She has taken every step to guide us and we…"

    K

    Kersty McCloy

    Verified Client

    GoogleVerified Google Review

    "Thanks to Sarah from Rowe Finance for providing insightful information and advice on navigating my journey to be a home owner. Sarah ensured she covered all the…"

    J

    Janee Jamal

    Verified Client

    GoogleVerified Google Review

    "Sara was a great help in securing a lender for our First Home. She was honest, patient and was overall a pleasure to work with. She was super quick to respond t…"

    J

    Joshua Kitson

    Verified Client

    GoogleVerified Google Review

    "Excellent advice and very personable, gave me a good head start to get on track to getting my own place."

    J

    Jay Sinclair

    Verified Client

    GoogleVerified Google Review

    "Sara was very professional and assisted with all the enquiries i put forward to her. She highlighted all that is required of me and how to go about them, in ord…"

    E

    Emmanuel Niki

    Verified Client

    GoogleVerified Google Review

    "Great service and a lovely pleasant lady to deal with. Thank you Sara."

    D

    David Winstanley

    Verified Client

    GoogleVerified Google Review

    "A great broker no matter where you are on your journey. They help with any questions without rushing, they make sure you understand everything. Highly recommend…"

    C

    Chloee Summers

    Verified Client

    GoogleVerified Google Review

    "Sara is really professional and understanding. She is also a great listener. She took the time to understand my goals and designed a strategy to help me buy my…"

    J

    John A

    Verified Client

    GoogleVerified Google Review

    "Great knowledge and insight I will definitely be considering them when the time is right for me to buy."

    A

    Anthony Kinnane

    Verified Client

    GoogleVerified Google Review

    "Sara helped me and my family with our first home. The whole process was super personalised and almost completely stress free. I will be recommending Sara to my…"

    C

    Corey Abbott

    Verified Client

    GoogleVerified Google Review

    "Sara made me feel comfortable, listened to me, and took the time to make sure I understood everything we discussed. I would definitely recommend Rowe Finance to…"

    G

    Gemma Lea

    Verified Client

    GoogleVerified Google Review

    "Sara is super knowledgeable and has a genuine care in helping you find what is best for you! Her support has been outstanding so far. You can tell she definitel…"

    S

    Sharna Le

    Verified Client

    GoogleVerified Google Review

    "After a rough go with a different broker, Sara stepped in and explained everything to us as first time home buyers. She has taken every step to guide us and we…"

    K

    Kersty McCloy

    Verified Client

    GoogleVerified Google Review

    "Thanks to Sarah from Rowe Finance for providing insightful information and advice on navigating my journey to be a home owner. Sarah ensured she covered all the…"

    J

    Janee Jamal

    Verified Client

    GoogleVerified Google Review

    "Sara was a great help in securing a lender for our First Home. She was honest, patient and was overall a pleasure to work with. She was super quick to respond t…"

    J

    Joshua Kitson

    Verified Client

    One Advisory Team

    Everything you need for your property journey, under one roof.

    Use one service, or let us coordinate the whole journey together. No separate brokers, agents or advocates needed.

    Sara Rowe discussing a finance plan with clients
    Lending & Credit

    Finance

    Finance solutions for wherever you're headed.

    Home Loans & First Home Buyers
    Refinancing & Rate Reviews
    Investment & Equity Unlock
    Construction Loans
    SMSF Lending & Commercial
    Car, Vehicle & Asset Finance
    Business & Cashflow Funding
    Explore Finance
    Sara Rowe on a property tour with a buyer
    Buy & Sell

    Property

    Whether you're buying or selling, we handle the property side too.

    Buyer's Advocacy & Search Support
    Property Search & Shortlisting
    Due Diligence & Inspections
    Negotiation & Offer Strategy
    Property Appraisals & Market Analysis
    Property Sales & Selling Strategy
    Property Management Setup
    Explore Property
    Concierge Property Pathways
    Signature Concierge

    Concierge Pathways

    Want us to help with the whole thing under one roof?

    Finance + Help Buying Your First Home
    Sell Current Home + Finance Your Next
    Sell + Finance + Buy Next Home
    Investment Finance + Sourcing Property
    SMSF Finance + Buyer's Advocacy
    One Coordinated Team From Start to Finish
    Dedicated Executive Oversight
    Explore Concierge Pathways
    Integrated Concierge Services

    Concierge Property Pathways

    Want us to help with the whole thing? Our concierge pathways coordinate finance, buying, selling and property management under one dedicated team. Speak with us to check eligibility across Perth and WA.

    First Home Concierge
    First Home Buyers

    First Home Concierge

    Finance + Purchasing + Grants & Settlement

    We'll help you arrange the finance, assist you in purchasing your first home and guide you through every step until settlement.

    Finance & Lending
    Grant Guidance
    Property Search & Settlement
    Explore Pathway
    Upgrade Concierge
    Home Upgraders

    Upgrade Concierge

    Sell / Lease + Next Finance + Acquisition

    We'll help you sell or lease your current property, arrange the finance for your next home and assist you in purchasing it—all coordinated by one team.

    Selling Strategy
    Bridge & Home Finance
    Buyer's Agent & Settlement
    Explore Pathway
    Investor Concierge
    Property Investors

    Investor Concierge

    Investment Lending + Sourcing + Property Management

    We'll help you arrange the finance, assist you in purchasing an investment property and professionally manage it once settlement is complete.

    Investment Finance
    Acquisition Support
    Ongoing Property Mgmt
    Explore Pathway
    Sell & Stay Invested Concierge
    Downsizers & Wealth Builders

    Sell & Stay Invested Concierge

    Downsizing + Wealth Preservation + Portfolio Mgmt

    We'll help you sell your current home, transition into your next property and, where appropriate, assist you in purchasing and managing an investment property so you can continue building wealth through property.

    Strategic Sale
    Next Home Acquisition
    Investment Portfolio Support
    Explore Pathway

    Personalised Executive Oversight

    We maintain limited client intake each month to ensure every concierge pathway receives personal attention from Sara and the team.

    Check Your Eligibility →

    We work with Australia's biggest lenders

    Logo for AMP
    Logo for ANZ
    Logo for Australian Financial
    Logo for Australian Military Bank
    Logo for Auswide Bank
    Logo for Banjo
    Logo for Bank First
    Logo for Bank of China
    Logo for Bank of Melbourne
    Logo for Bank of Queensland
    Logo for BankSA
    Logo for Bankwest
    Logo for Bendigo Bank
    Logo for Better Choice Home Loans
    Logo for Beyond Bank Australia
    Logo for Bluestone Mortgages
    Logo for Branded Financial Services
    Logo for Bridgit
    Logo for Brighten Home Loans
    Logo for Commonwealth Bank
    Logo for Deposit Assure
    Logo for Deposit Power
    Logo for Dynamoney
    Logo for Firefighters Mutual Bank
    Logo for Firstmac
    Logo for Granite Home Loans
    Logo for Great Southern Bank
    Logo for Health Professionals Bank
    Logo for Heartland Seniors Finance
    Logo for Hejaz Financial
    Logo for ING
    Logo for Keystart
    Logo for La Trobe Financial
    Logo for Latitude
    Logo for Liberty Financial
    Logo for MA Money
    Logo for Macquarie Bank
    Logo for ME Bank
    Logo for MoneyMe Autopay
    Logo for MoneyTech
    Logo for Mortgage Ezy
    Logo for Moula
    Logo for My State
    Logo for NAB
    Logo for Now Finance
    Logo for OnDeck
    Logo for ORDE Financial
    Logo for OwnHome
    Logo for P&N Bank
    Logo for Paramount Mortgage Services
    Logo for Pepper Money
    Logo for Plenti
    Logo for Prospa
    Logo for RedZed
    Logo for Resimac
    Logo for ScotPac
    Logo for Shift
    Logo for St George Bank
    Logo for Suncorp Bank
    Logo for UBank
    Logo for Victorian Mortgage Group
    Logo for Westpac
    Logo for Wisr
    Logo for AMP
    Logo for ANZ
    Logo for Australian Financial
    Logo for Australian Military Bank
    Logo for Auswide Bank
    Logo for Banjo
    Logo for Bank First
    Logo for Bank of China
    Logo for Bank of Melbourne
    Logo for Bank of Queensland
    Logo for BankSA
    Logo for Bankwest
    Logo for Bendigo Bank
    Logo for Better Choice Home Loans
    Logo for Beyond Bank Australia
    Logo for Bluestone Mortgages
    Logo for Branded Financial Services
    Logo for Bridgit
    Logo for Brighten Home Loans
    Logo for Commonwealth Bank
    Logo for Deposit Assure
    Logo for Deposit Power
    Logo for Dynamoney
    Logo for Firefighters Mutual Bank
    Logo for Firstmac
    Logo for Granite Home Loans
    Logo for Great Southern Bank
    Logo for Health Professionals Bank
    Logo for Heartland Seniors Finance
    Logo for Hejaz Financial
    Logo for ING
    Logo for Keystart
    Logo for La Trobe Financial
    Logo for Latitude
    Logo for Liberty Financial
    Logo for MA Money
    Logo for Macquarie Bank
    Logo for ME Bank
    Logo for MoneyMe Autopay
    Logo for MoneyTech
    Logo for Mortgage Ezy
    Logo for Moula
    Logo for My State
    Logo for NAB
    Logo for Now Finance
    Logo for OnDeck
    Logo for ORDE Financial
    Logo for OwnHome
    Logo for P&N Bank
    Logo for Paramount Mortgage Services
    Logo for Pepper Money
    Logo for Plenti
    Logo for Prospa
    Logo for RedZed
    Logo for Resimac
    Logo for ScotPac
    Logo for Shift
    Logo for St George Bank
    Logo for Suncorp Bank
    Logo for UBank
    Logo for Victorian Mortgage Group
    Logo for Westpac
    Logo for Wisr
    No Obligation

    Ready to chat?

    Book a one-on-one consultation with Sara to talk through what you're looking to do.

    Meet The Founder

    Hey, I'm Sara Rowe.

    Mortgage & Finance Broker • Licenced Real Estate Agent

    Most Australians deal with multiple separate businesses throughout their property journey — a mortgage broker for finance, a real estate agent to sell, and a buyer's agent to purchase.

    At Rowe Finance & Property, we bring these services together under one roof. Whether you need help with just one part or the whole journey, you'll have one dedicated team managing the strategy from start to finish.

    Simple. Clear. Honest. That's still the whole idea.

    Credit Rep #574849 (ACL #509484)
    Licenced Real Estate Agent RA86587
    Sara Rowe - Founder of Rowe Finance & Property
    Clear Answers

    Frequently Asked Questions

    Everything you need to know about our finance, property and concierge services.

    We provide an integrated finance and property advisory service. We arrange home loans, refinancing, investment lending, commercial and asset finance — while also providing buyer's advocacy (searching, inspecting, negotiating) and licensed property sales support in Perth. You can use us for just one service or let us handle the entire journey together.
    No, absolutely not. You can use us solely for your home loan or refinancing, or purely for buyer's advocacy or selling your property. Using our combined services is completely optional — it's simply available for clients who want one coordinated team handling the entire move.
    Yes! Our Upgrade Concierge pathway is designed specifically for this. We coordinate the appraisal and sale of your current property, organize the finance for your next purchase, and can act as your buyer's advocate to find, inspect and negotiate your next home so settlement dates align smoothly.
    Buyer's advocacy means having a licensed property expert on your side when buying. Instead of dealing with selling agents yourself, we research suburbs, shortlist suitable properties, complete due diligence, attend inspections, and handle all negotiations or auction bidding on your behalf.
    Yes. If you own property in Perth or Western Australia, we provide comprehensive market appraisals and selling strategies. You can request a property appraisal directly through our quick assessment form.
    Yes. Because Sara Rowe is both a qualified finance/mortgage broker and a licensed real estate agent, we can calculate your exact borrowing capacity, secure pre-approval with over 60 lenders, and then actively help you find and purchase a property within that exact budget.
    We arrange home loans, first home buyer loans, refinancing, investment loans, construction loans, SMSF lending, car & vehicle finance, business loans, commercial property finance, equipment finance, and personal loans.
    Our finance services are available Australia-wide via online consultations. Our property sales and on-the-ground buyer's advocacy services are concentrated primarily in the Perth metropolitan region and Western Australia.
    Our initial consultation and mortgage broker services generally cost you nothing out-of-pocket, as mortgage brokers are paid a commission by the lender upon loan settlement. For property sales and buyer's advocacy, separate transparent fee structures apply, which are clearly discussed before you proceed with no hidden surprises.
    Not at all! Most clients start with our quick assessment form or a discovery call. Tell us what you're trying to achieve, and we'll help map out the exact steps and options available for your situation.
    No Obligation

    Not sure where to start?

    Tell us what you're looking to do and we'll point you in the right direction.

    Latest Articles from Rowe Finance

    Featured Articles

    Proven tips to buy a home closer to work

    10th June 2026

    Proven tips to buy a home closer to work

    Moving closer to work can save hours each week and thousands in commuting costs, but securing finance for inner suburbs requires a different approach.

    Ready to chat to one of our team?

    Book Appointment