Upgrade Concierge
Move home without managing the chaos yourself.
Whether you're upgrading, downsizing or keeping your current home as an investment, we'll coordinate every moving piece under one dedicated team.
We'll help you sell or lease your current property, arrange the finance for your next home and help you purchase it—all with one dedicated team managing the entire journey.
No chasing agents. No juggling brokers. No wondering what happens next. Just one coordinated experience.
The Three Steps
We'll review your current property, work out your borrowing capacity and build a clear plan for your next move.
We'll coordinate your sale or rental strategy while helping you purchase your next property.
We'll coordinate settlement dates, finance approvals and the entire transition into your new home.
Our Upgrade Concierge is available to a limited number of clients across Perth each month.

Finance + Property Search + Negotiation + Settlement unified under Sara Rowe & Rowe Finance & Property.
✓The Purpose
Upgrading your home shouldn't involve juggling sale dates, purchase timelines, and bridging loans alone.
Upgrading involves dual transactions: selling or leasing your existing home while negotiating your next purchase. Misalignment can lead to unnecessary costs or missed opportunities.
With Upgrade Concierge, Sara Rowe and team manage both sides of the coin to ensure perfect timing, optimal lending structures, and peace of mind.
Because upgrading involves high-stakes timeline alignment, we intentionally limit our Upgrade Concierge intake each month across Perth & WA. Contact us for a confidential eligibility call.
What's Included
Full end-to-end service scope with one dedicated team.
Property Appraisal & Selling Strategy
Expert property valuation and a tailored selling strategy to maximize the value of your current home.
Home Loan & Finance
Tailored lending structures and bridging options that unlock equity for your next purchase.
Property Search
Proactive property search targeting homes that match your family's next stage of life.
Buyer's Agent Representation
Skilled negotiation and property representation to secure your next home on optimal terms.
Contract Negotiation & Settlement
Aligning settlement dates and contract terms so your transition from old home to new home is seamless.
Property Management & Support
Full property management if retaining your existing property as an investment, plus ongoing guidance.
Ready to simplify your journey?
Book a free discovery call with Sara Rowe to determine your eligibility.
How It Works — Your Moving Timeline
Seamlessly transition from your current home into your next one.
We manage both sides of the transition so you never face temporary housing or missed purchase windows.
Build Your Moving Plan
Before you make any decisions, we'll work with you to understand your goals and map out the smartest path forward. Whether you're planning to sell your current home or keep it as an investment, we'll help you understand your options and create a clear strategy before taking the next step.

Sell (or Lease) & Secure Your Next Home
Once the plan is in place, we'll coordinate the transition from your current property to your next one. If you're selling, we'll manage the sale and help you secure your next home. If you're keeping your current property, we'll arrange tenants and property management while helping you purchase your next home. Everything is coordinated together so the timing works as smoothly as possible.

Move With Confidence
Once your next property has been secured, we'll coordinate the final stages behind the scenes. We'll work closely with your lender, settlement agent and everyone involved to keep everything progressing on time, so you can focus on preparing for your move.

Ready for your next move?
Let's build a personalised moving plan for your transition.
We work with Australia's biggest lenders






























































































































Don't just take our word for it
Genuine reviews from the official Rowe Finance & Property Google Business Profile.
"Excellent advice and very personable, gave me a good head start to get on track to getting my own place."
Jay Sinclair
Verified Client
"Sara was very professional and assisted with all the enquiries i put forward to her. She highlighted all that is required of me and how to go about them, in ord…"
Emmanuel Niki
Verified Client
"Great service and a lovely pleasant lady to deal with. Thank you Sara."
David Winstanley
Verified Client
"A great broker no matter where you are on your journey. They help with any questions without rushing, they make sure you understand everything. Highly recommend…"
Chloee Summers
Verified Client
"Sara is really professional and understanding. She is also a great listener. She took the time to understand my goals and designed a strategy to help me buy my…"
John A
Verified Client
"Great knowledge and insight I will definitely be considering them when the time is right for me to buy."
Anthony Kinnane
Verified Client
"Sara helped me and my family with our first home. The whole process was super personalised and almost completely stress free. I will be recommending Sara to my…"
Corey Abbott
Verified Client
"Sara made me feel comfortable, listened to me, and took the time to make sure I understood everything we discussed. I would definitely recommend Rowe Finance to…"
Gemma Lea
Verified Client
"Sara is super knowledgeable and has a genuine care in helping you find what is best for you! Her support has been outstanding so far. You can tell she definitel…"
Sharna Le
Verified Client
"After a rough go with a different broker, Sara stepped in and explained everything to us as first time home buyers. She has taken every step to guide us and we…"
Kersty McCloy
Verified Client
"Thanks to Sarah from Rowe Finance for providing insightful information and advice on navigating my journey to be a home owner. Sarah ensured she covered all the…"
Janee Jamal
Verified Client
"Sara was a great help in securing a lender for our First Home. She was honest, patient and was overall a pleasure to work with. She was super quick to respond t…"
Joshua Kitson
Verified Client
"Excellent advice and very personable, gave me a good head start to get on track to getting my own place."
Jay Sinclair
Verified Client
"Sara was very professional and assisted with all the enquiries i put forward to her. She highlighted all that is required of me and how to go about them, in ord…"
Emmanuel Niki
Verified Client
"Great service and a lovely pleasant lady to deal with. Thank you Sara."
David Winstanley
Verified Client
"A great broker no matter where you are on your journey. They help with any questions without rushing, they make sure you understand everything. Highly recommend…"
Chloee Summers
Verified Client
"Sara is really professional and understanding. She is also a great listener. She took the time to understand my goals and designed a strategy to help me buy my…"
John A
Verified Client
"Great knowledge and insight I will definitely be considering them when the time is right for me to buy."
Anthony Kinnane
Verified Client
"Sara helped me and my family with our first home. The whole process was super personalised and almost completely stress free. I will be recommending Sara to my…"
Corey Abbott
Verified Client
"Sara made me feel comfortable, listened to me, and took the time to make sure I understood everything we discussed. I would definitely recommend Rowe Finance to…"
Gemma Lea
Verified Client
"Sara is super knowledgeable and has a genuine care in helping you find what is best for you! Her support has been outstanding so far. You can tell she definitel…"
Sharna Le
Verified Client
"After a rough go with a different broker, Sara stepped in and explained everything to us as first time home buyers. She has taken every step to guide us and we…"
Kersty McCloy
Verified Client
"Thanks to Sarah from Rowe Finance for providing insightful information and advice on navigating my journey to be a home owner. Sarah ensured she covered all the…"
Janee Jamal
Verified Client
"Sara was a great help in securing a lender for our First Home. She was honest, patient and was overall a pleasure to work with. She was super quick to respond t…"
Joshua Kitson
Verified Client
