Book Now
    Perth basedFinance support across AustraliaProperty services across WA
    Rowe Finance & Property
    One dedicated team
    Finance + Property coordinated
    Single point of contact
    End-to-end guidance
    Signature Concierge Pathway

    Upgrade Concierge

    Move home without managing the chaos yourself.

    Whether you're upgrading, downsizing or keeping your current home as an investment, we'll coordinate every moving piece under one dedicated team.

    We'll help you sell or lease your current property, arrange the finance for your next home and help you purchase it—all with one dedicated team managing the entire journey.

    No chasing agents. No juggling brokers. No wondering what happens next. Just one coordinated experience.

    The Three Steps

    1Build Your Moving Plan

    We'll review your current property, work out your borrowing capacity and build a clear plan for your next move.

    2Sell (or Lease) & Secure Your Next Home

    We'll coordinate your sale or rental strategy while helping you purchase your next property.

    3Move With Confidence

    We'll coordinate settlement dates, finance approvals and the entire transition into your new home.

    Our Upgrade Concierge is available to a limited number of clients across Perth each month.

    Upgrade Concierge
    Coordinated Advisory
    Perth & WA

    Finance + Property Search + Negotiation + Settlement unified under Sara Rowe & Rowe Finance & Property.

    The Purpose

    Upgrading your home shouldn't involve juggling sale dates, purchase timelines, and bridging loans alone.

    Upgrading involves dual transactions: selling or leasing your existing home while negotiating your next purchase. Misalignment can lead to unnecessary costs or missed opportunities.

    With Upgrade Concierge, Sara Rowe and team manage both sides of the coin to ensure perfect timing, optimal lending structures, and peace of mind.

    Tailored executive support for home upgraders.

    Because upgrading involves high-stakes timeline alignment, we intentionally limit our Upgrade Concierge intake each month across Perth & WA. Contact us for a confidential eligibility call.

    What's Included

    Full end-to-end service scope with one dedicated team.

    All-In-One Coordinated

    Property Appraisal & Selling Strategy

    Expert property valuation and a tailored selling strategy to maximize the value of your current home.

    Home Loan & Finance

    Tailored lending structures and bridging options that unlock equity for your next purchase.

    Property Search

    Proactive property search targeting homes that match your family's next stage of life.

    Buyer's Agent Representation

    Skilled negotiation and property representation to secure your next home on optimal terms.

    Contract Negotiation & Settlement

    Aligning settlement dates and contract terms so your transition from old home to new home is seamless.

    Property Management & Support

    Full property management if retaining your existing property as an investment, plus ongoing guidance.

    Ready to simplify your journey?

    Book a free discovery call with Sara Rowe to determine your eligibility.

    Book Discovery Call
    How It Works

    How It Works — Your Moving Timeline

    Seamlessly transition from your current home into your next one.

    We manage both sides of the transition so you never face temporary housing or missed purchase windows.

    01
    STAGE ONE
    STEP 01

    Build Your Moving Plan

    Before you make any decisions, we'll work with you to understand your goals and map out the smartest path forward. Whether you're planning to sell your current home or keep it as an investment, we'll help you understand your options and create a clear strategy before taking the next step.

    Included in Stage 01:
    Discovery consultation
    Borrowing capacity assessment
    Finance pre-approval
    Property appraisal or rental appraisal
    Equity assessment
    Personalised moving strategy
    Budget for your next purchase
    Build Your Moving Plan
    Stage 01 Handled End-To-End
    Rowe Concierge
    02
    STAGE TWO
    STEP 02

    Sell (or Lease) & Secure Your Next Home

    Once the plan is in place, we'll coordinate the transition from your current property to your next one. If you're selling, we'll manage the sale and help you secure your next home. If you're keeping your current property, we'll arrange tenants and property management while helping you purchase your next home. Everything is coordinated together so the timing works as smoothly as possible.

    Included in Stage 02:
    Property sale or tenant placement
    Professional marketing (if selling)
    Property management setup (if retaining)
    Buyer's Agent representation
    Property inspections
    Negotiation
    Contract management
    Sell (or Lease) & Secure Your Next Home
    Stage 02 Handled End-To-End
    Rowe Concierge
    03
    STAGE THREE
    STEP 03

    Move With Confidence

    Once your next property has been secured, we'll coordinate the final stages behind the scenes. We'll work closely with your lender, settlement agent and everyone involved to keep everything progressing on time, so you can focus on preparing for your move.

    Included in Stage 03:
    Loan approval
    Settlement coordination
    Progress updates
    Key handover
    Ongoing support
    Move With Confidence
    Stage 03 Handled End-To-End
    Rowe Concierge

    Ready for your next move?

    Let's build a personalised moving plan for your transition.

    We work with Australia's biggest lenders

    Logo for AMP
    Logo for ANZ
    Logo for Australian Financial
    Logo for Australian Military Bank
    Logo for Auswide Bank
    Logo for Banjo
    Logo for Bank First
    Logo for Bank of China
    Logo for Bank of Melbourne
    Logo for Bank of Queensland
    Logo for BankSA
    Logo for Bankwest
    Logo for Bendigo Bank
    Logo for Better Choice Home Loans
    Logo for Beyond Bank Australia
    Logo for Bluestone Mortgages
    Logo for Branded Financial Services
    Logo for Bridgit
    Logo for Brighten Home Loans
    Logo for Commonwealth Bank
    Logo for Deposit Assure
    Logo for Deposit Power
    Logo for Dynamoney
    Logo for Firefighters Mutual Bank
    Logo for Firstmac
    Logo for Granite Home Loans
    Logo for Great Southern Bank
    Logo for Health Professionals Bank
    Logo for Heartland Seniors Finance
    Logo for Hejaz Financial
    Logo for ING
    Logo for Keystart
    Logo for La Trobe Financial
    Logo for Latitude
    Logo for Liberty Financial
    Logo for MA Money
    Logo for Macquarie Bank
    Logo for ME Bank
    Logo for MoneyMe Autopay
    Logo for MoneyTech
    Logo for Mortgage Ezy
    Logo for Moula
    Logo for My State
    Logo for NAB
    Logo for Now Finance
    Logo for OnDeck
    Logo for ORDE Financial
    Logo for OwnHome
    Logo for P&N Bank
    Logo for Paramount Mortgage Services
    Logo for Pepper Money
    Logo for Plenti
    Logo for Prospa
    Logo for RedZed
    Logo for Resimac
    Logo for ScotPac
    Logo for Shift
    Logo for St George Bank
    Logo for Suncorp Bank
    Logo for UBank
    Logo for Victorian Mortgage Group
    Logo for Westpac
    Logo for Wisr
    Logo for AMP
    Logo for ANZ
    Logo for Australian Financial
    Logo for Australian Military Bank
    Logo for Auswide Bank
    Logo for Banjo
    Logo for Bank First
    Logo for Bank of China
    Logo for Bank of Melbourne
    Logo for Bank of Queensland
    Logo for BankSA
    Logo for Bankwest
    Logo for Bendigo Bank
    Logo for Better Choice Home Loans
    Logo for Beyond Bank Australia
    Logo for Bluestone Mortgages
    Logo for Branded Financial Services
    Logo for Bridgit
    Logo for Brighten Home Loans
    Logo for Commonwealth Bank
    Logo for Deposit Assure
    Logo for Deposit Power
    Logo for Dynamoney
    Logo for Firefighters Mutual Bank
    Logo for Firstmac
    Logo for Granite Home Loans
    Logo for Great Southern Bank
    Logo for Health Professionals Bank
    Logo for Heartland Seniors Finance
    Logo for Hejaz Financial
    Logo for ING
    Logo for Keystart
    Logo for La Trobe Financial
    Logo for Latitude
    Logo for Liberty Financial
    Logo for MA Money
    Logo for Macquarie Bank
    Logo for ME Bank
    Logo for MoneyMe Autopay
    Logo for MoneyTech
    Logo for Mortgage Ezy
    Logo for Moula
    Logo for My State
    Logo for NAB
    Logo for Now Finance
    Logo for OnDeck
    Logo for ORDE Financial
    Logo for OwnHome
    Logo for P&N Bank
    Logo for Paramount Mortgage Services
    Logo for Pepper Money
    Logo for Plenti
    Logo for Prospa
    Logo for RedZed
    Logo for Resimac
    Logo for ScotPac
    Logo for Shift
    Logo for St George Bank
    Logo for Suncorp Bank
    Logo for UBank
    Logo for Victorian Mortgage Group
    Logo for Westpac
    Logo for Wisr
    What our clients say

    Don't just take our word for it

    Genuine reviews from the official Rowe Finance & Property Google Business Profile.

    GoogleVerified Google Review

    "Excellent advice and very personable, gave me a good head start to get on track to getting my own place."

    J

    Jay Sinclair

    Verified Client

    GoogleVerified Google Review

    "Sara was very professional and assisted with all the enquiries i put forward to her. She highlighted all that is required of me and how to go about them, in ord…"

    E

    Emmanuel Niki

    Verified Client

    GoogleVerified Google Review

    "Great service and a lovely pleasant lady to deal with. Thank you Sara."

    D

    David Winstanley

    Verified Client

    GoogleVerified Google Review

    "A great broker no matter where you are on your journey. They help with any questions without rushing, they make sure you understand everything. Highly recommend…"

    C

    Chloee Summers

    Verified Client

    GoogleVerified Google Review

    "Sara is really professional and understanding. She is also a great listener. She took the time to understand my goals and designed a strategy to help me buy my…"

    J

    John A

    Verified Client

    GoogleVerified Google Review

    "Great knowledge and insight I will definitely be considering them when the time is right for me to buy."

    A

    Anthony Kinnane

    Verified Client

    GoogleVerified Google Review

    "Sara helped me and my family with our first home. The whole process was super personalised and almost completely stress free. I will be recommending Sara to my…"

    C

    Corey Abbott

    Verified Client

    GoogleVerified Google Review

    "Sara made me feel comfortable, listened to me, and took the time to make sure I understood everything we discussed. I would definitely recommend Rowe Finance to…"

    G

    Gemma Lea

    Verified Client

    GoogleVerified Google Review

    "Sara is super knowledgeable and has a genuine care in helping you find what is best for you! Her support has been outstanding so far. You can tell she definitel…"

    S

    Sharna Le

    Verified Client

    GoogleVerified Google Review

    "After a rough go with a different broker, Sara stepped in and explained everything to us as first time home buyers. She has taken every step to guide us and we…"

    K

    Kersty McCloy

    Verified Client

    GoogleVerified Google Review

    "Thanks to Sarah from Rowe Finance for providing insightful information and advice on navigating my journey to be a home owner. Sarah ensured she covered all the…"

    J

    Janee Jamal

    Verified Client

    GoogleVerified Google Review

    "Sara was a great help in securing a lender for our First Home. She was honest, patient and was overall a pleasure to work with. She was super quick to respond t…"

    J

    Joshua Kitson

    Verified Client

    GoogleVerified Google Review

    "Excellent advice and very personable, gave me a good head start to get on track to getting my own place."

    J

    Jay Sinclair

    Verified Client

    GoogleVerified Google Review

    "Sara was very professional and assisted with all the enquiries i put forward to her. She highlighted all that is required of me and how to go about them, in ord…"

    E

    Emmanuel Niki

    Verified Client

    GoogleVerified Google Review

    "Great service and a lovely pleasant lady to deal with. Thank you Sara."

    D

    David Winstanley

    Verified Client

    GoogleVerified Google Review

    "A great broker no matter where you are on your journey. They help with any questions without rushing, they make sure you understand everything. Highly recommend…"

    C

    Chloee Summers

    Verified Client

    GoogleVerified Google Review

    "Sara is really professional and understanding. She is also a great listener. She took the time to understand my goals and designed a strategy to help me buy my…"

    J

    John A

    Verified Client

    GoogleVerified Google Review

    "Great knowledge and insight I will definitely be considering them when the time is right for me to buy."

    A

    Anthony Kinnane

    Verified Client

    GoogleVerified Google Review

    "Sara helped me and my family with our first home. The whole process was super personalised and almost completely stress free. I will be recommending Sara to my…"

    C

    Corey Abbott

    Verified Client

    GoogleVerified Google Review

    "Sara made me feel comfortable, listened to me, and took the time to make sure I understood everything we discussed. I would definitely recommend Rowe Finance to…"

    G

    Gemma Lea

    Verified Client

    GoogleVerified Google Review

    "Sara is super knowledgeable and has a genuine care in helping you find what is best for you! Her support has been outstanding so far. You can tell she definitel…"

    S

    Sharna Le

    Verified Client

    GoogleVerified Google Review

    "After a rough go with a different broker, Sara stepped in and explained everything to us as first time home buyers. She has taken every step to guide us and we…"

    K

    Kersty McCloy

    Verified Client

    GoogleVerified Google Review

    "Thanks to Sarah from Rowe Finance for providing insightful information and advice on navigating my journey to be a home owner. Sarah ensured she covered all the…"

    J

    Janee Jamal

    Verified Client

    GoogleVerified Google Review

    "Sara was a great help in securing a lender for our First Home. She was honest, patient and was overall a pleasure to work with. She was super quick to respond t…"

    J

    Joshua Kitson

    Verified Client